Lending for Travel including Visa, Jobs, Scholarships & more in 24 Hours is Now Possible Thanks to $Yem...
- Expert Staking Guidance
- 24/7 Client Support
Simple and speedy loan options
Applying for a loan is straightforward. We move quickly at each step so you can keep moving forward on your financial journey.
Easy to use tools
Conveniently pay your balance through our online portal
Fast funds
Funds may be deposited as soon as the next business day if approved.
Fixed interest rate
You don’t have to worry about it changing over the course of your loan.
Predictable payments
No surprises. You just make one simple monthly payment.
The personal touch
Questions? We’re happy to help. Reach out and talk to real folks.
Autopay your way
Set up recurring payments from your phone with the Avant Credit mobile app.
We provide loans to any member of the community who wishes to finance travel projects, scholarships and
more other projects thanks the power
Meet your travel & scholarship financial needs. Find peace of mind
A composable approach
Composable banking started here at Yem Ecosystem. We founded the company when we realised that legacy and inflexible core banking systems were a barrier to travel & scholarship financial needs.
- Microservices: Microservice-based architecture enables
- API first: When all functionality is exposed via API
- Cloud native: Leveraging full capabilities
- Headless: The decoupled nature of headless applications
Lending services
YEM ECOSYSTEM’s $Yem lending engine allows members who hold the $Yem token in staking to obtain loans to finance their travel and scholarship projects.
- Microservices: Microservice-based architecture enables
- API first: When all functionality is exposed via API
- Cloud native: Leveraging full capabilities
- Headless: The decoupled nature of headless applications
Funding engine
With the YEM ecosystem, you have a dynamic collateral engine capable of handling a wide variety of loans. Stake your $Yem tokens and get the funding you need to make your dreams come true.
- Microservices: Microservice-based architecture enables
- API first: When all functionality is exposed via API
- Cloud native: Leveraging full capabilities
- Headless: The decoupled nature of headless applications
Why apply for a Yem Ecosystem personal loan?
Low rates
Low fixed rates that won't change over time, protecting you from rising interest rates.
No fees required
That means no origination fees required, no prepayment penalty fees and no late fees whatsoever.
Same day funding
Your funds could be available as quickly as the same day your loan is approved.
Our process is simple yet effective
Learn more about how we can help you in building your next travel & scholarship financial experiences.
Interested in something else?
- Click and trade $Yem now to see our platform in action.
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Your burning question , answered
Is Yem Ecosystem a branch of Yem Foundation?
No! Yem Ecosystem has no link with Yem Foundation. Yem Ecosystem is depolyed on public blockchain contrary to Yem Foundation.
What are different blockchain Yem Ecosystem is deployed on?
Binance, Polygon. Yem Ecosystem is about to be deployed on Core Blochchain shortly.
Where can we trade Yem Binance?
Yem Binance is listed on VinDAX, PanCakeSwap and tradable on PooCoin.
How to get lending for travel & Scholarship?
The only condition to get loan for travel & Scholarship is to stake one of Yem Ecosystem tokens suchas Yem Binance, Yem Polygon, etc.
How long does it take to get the loan?
Once the loan application is approved, the funds are sent to the member within 24 hours.
What gateways are available for transactions?
Bitcoin, Ethereum, Litecoin, Binance, USDT and all local payment methods in Africa such as Mobile Money, Wave, Vodafone, Orange Money, Moov Money Africa, etc.
What is the minimum loan granted?
Any loan applicant can get 5 times the value of their staked tokens at the time of loan application.
What is the loan repayment term and what happens if the loan is not repaid?
The loan must be repaid within 5 years. If it is not repaid, the debtor loses his tokens and all the benefits attached to them.
